I will gladly pay you tomorrow........
For four years I have ambled through the labyrinth of medical billing. Occasionally, I would hit a dead end and have to retrace my steps. Mostly though, I just plodded ahead paying when I needed to pay-satisfying the various invoices that I met along the way. Several significant accounts became delinquent recently when we discovered that our secondary insurance had been improperly billed and they had begun taking money back from providers. While we knew that this was going to get resolved in due time it was going to take a great deal of patience and persistence. It seems I am somewhat better endowed in that latter than the former.
Tonight, after supper, Christi asked me to sit with her at the kitchen table while she made twirly cats for my friends at work. As it turned out I had a mindless task to complete for work, so, we were peacefully sitting at the table when the phone rang. I answered only to discover that the caller who dared to disturb my quiet time with my daughter was a collection agency! The same agency that I called two months ago to say "There has been a billing error, sorry we didn't catch it, here is the correct information". The same collection agency that called last week to which I responded "The insurance company has paid that claim please check your system for payment". The same agency who was now telling me that it was not their job to prove that I owed something but that it was my job to prove that I didn't owe! ahhhhhhhhh!!!!!! Well Christi has no idea that there is any financial ramification to her treatment. It has never dawned on her and hopefully never will that medicine costs money. Consequently, I did not want her to hear this increasing heated conversation. So I stepped outside to explain my logic to the fella. "I can't pay something that I no longer owe" To which he just kept saying "prove to me that you have satisfied this obligation". Desperately and more loudly I asked him "to please check his file". "That is not my job and we will keep calling until you prove that you don't owe this anymore" was his only reply.
Does anyone remember the lyrics to the song Coward of the County? "Twenty years of crawling was bottled up inside him..." Well four years of patiently dealing with the frustrations associated with medical billing had finally overwhelmed me and I let this guy have it in loud vulgar terms. I told him to go violate himself several times then hung up. My first thought was-I wish I knew more languages so I could have told him that several times in different languages...my second thought was that the whole neighborhood heard me. (sorry)
As I slumped back into the house a very nervous Christi asked me who had called. I said that it was kind of a funny story and she wouldn't really understand. She responded that she heard it all and didn't think that it sounded funny at all....
Shayne

11 Comments:
I hear ya Shayne! With my ankle and other family members with health problems lately we've been dealing with insurance, labor and industries and what seems like four million other little companies to call and no these little things that drive you nuts (God forbid they actually look in their files).
I can teach you some choice words in French in Russian when you have the time :)
From someone who truly understands those stupid little things,
Anna
Oh my Shayne so sorry to hear about the medical billing issue.
As we say on the message board I'm a part of "sending you patience vibes"!
Hang in there!
Love to you all,
Heather
You poor guys. One stress on top of another. How do you do it? I know..you just DO IT. Anyway, I applaud you for your choice of words to the collection agency. If you want to know how to say it in other languages, just let me know. :) I can help out with spanish and french.
xoxo
Jodie and Karlie
Oh Shayne...I am thankful to God that at least you also have this blog to vent. It is heartbreaking that any parent has to also deal with this in addition to everything else. As hard as it may be, and easy for me to say, "let go and let God"....I work for a physical therapist and deal with insurance companies all the time....how time consuming and frustrating it is to straighten out the simplest thing that they should have taken care of initially. My heart goes out to you....I hope that by the time this reaches you, you were able to catch your breath and continue to enjoy the time with Christi. If I can help with making phone calls or something, please let me know. God's peace be with you. love, sylvia
Shayne, I know from personal experience that navigating the very muddy waters of medical billing and collections is enough to make a grown person weep. (and/or scream profanity at the top of his lungs repeatedly ;) I don't blame you a bit for losing your temper, and I hope it was therapeutic for you at the very least.
I think God has blessed Christi immensely in giving her a banker for a daddy, and I know that you have stayed on top of the billing side of things better than most people could ever hope to. The fact that you made it through the last four years of medical bills without losing it completely is a huge testament to both your intellect and sheer staying power!
As far as the gentleman from the collections agency is concerned, I'll leave you with a quote from John Wayne: "I have tried to live my life so that my family would love me and my friends respect me. The others can do whatever the hell they please." (I'm sure anyone who's ever wrestled with insurance/collections in the midst of a medical crisis would have a few suggestions for him about exactly what he can do. ;)
Love you, Thomas Team!
Spring
Gosh Shayne, I'm sorry you had to go through that.....and that Christi had to overhear it. Not that it will make you feel any better, but I think that everyone who has gone through long term treatment has had similar experiences. You'd think that that fact would make the companies sit up and take notice, huh?? Despite the fact that they KNOW they hear this conversation fairly regularly, they refuse to take responsibility for their screwups.
Hang in there, and try to take a little satisfaction that just MAYBE you're able to make the person on the other end of the line have a less than perfect day to go with their less than perfect heart!! Even as a "middleman" between you & the insurance company they need to realize that they're doing a job; you, on the other hand are fighting for your baby's life AND doing their job for them!
Love & hugs from CA,
Pat
Sorry to hear of the insurance woes, but it sounds like you may have them somewhat under control even if it does take a few strong, loudly spoken words to get your point across. Christi still continues to make me smile with her funny comment regarding your phone call. I hope you were able to go back to enjoying your quiet time with your sweet daughter despite the interruption.
Good for you!
I can't imagine having to deal with that on top of everything else.
Dear Shayne,
Good for you for letting off steam and giving the collector a piece of your mind. I've been on the receiving end of one of those calls that left me in tears. I'm glad you stood strong!
I pray for Christi and your family every night. Keep up the good faith!
Haha thats hilarious. So much for Christi not hearing it! Hopefully she doesn't go around saying those terms. Such a sweet little girl will probably repeat things that she hears. Better be careful!
Me.
Shayne,
Your Texas Thomas Team supporters say "GOOOOOOO Shayne!" We're impressed that you're able to keep track of all the bills! It was out of love for your daughter, that your words got a bit "detail oriented." My only suggestion is to keep all dictionaries out of Christi's reach, atleast until she forgets what words she heard! (small smile.)
Take care.
The Bakers in Texas
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